Terms of Service

Last updated: September 30, 2026

1. Acceptance of Terms

SIWAI ("we," "our," or "us") is a company incorporated in France. By accessing and using SIWAI ("the Service"), you accept and agree to be bound by these Terms of Service. Your use of the Service is also governed by our Privacy Policy. If you do not agree to these Terms or our Privacy Policy, please do not use the Service.

2. Description of Service

SIWAI is a web-based trading terminal that provides:

  • AI-powered pattern recognition for financial markets
  • Advanced screener for stocks and cryptocurrencies
  • Institutional fund tracking and analysis
  • Integration with brokerage APIs (Interactive Brokers, Hyperliquid)
  • AI trading assistant (MIA)

The Service is provided "as is" and we reserve the right to modify, suspend, or discontinue any aspect of the Service at any time.

3. Account Registration

To use the Service, you must:

  • Be at least 18 years of age
  • Provide accurate and complete registration information
  • Maintain the security of your account credentials
  • Notify us immediately of any unauthorized access

You are responsible for all activities that occur under your account.

4. Subscription and Payment

4.1 Subscription

SIWAI is one plan: $99 per month or $990 per year (2 months free). The founding rate is locked on your account. Subscription fees are processed through Stripe and are charged in advance.

4.2 Billing

By subscribing, you authorize us to charge your payment method on a recurring basis. Subscriptions automatically renew unless cancelled before the renewal date.

4.3 Cancellation and Refunds

You may cancel your subscription at any time through your account settings. Cancellation takes effect at the end of the current billing period. We do not provide refunds for partial billing periods, except as required by law or under the time guarantee below.

Time guarantee: If after 7 mornings of using SIWAI you still need more than 15 minutes to review that morning's feed, email contact@siwai.app for a full refund of the first charge. This guarantee covers time spent reviewing the feed, not trading results. You still take the trade.

EU/EEA/UK consumers: You have the right to withdraw from your subscription within 14 days of purchase without giving any reason. To exercise this right, contact us at contact@siwai.app. If you have already used the Service during this period, we may deduct an amount proportional to the service provided.

4.4 Price Changes

The founding rate you subscribe at stays on your account. We may change the public price for new customers. Existing subscribers will be notified at least 30 days in advance of any change that would apply to them. If you do not agree, you may cancel before the change takes effect.

5. Brokerage API Integration

SIWAI provides tools for market analysis and trade execution. We are not a registered broker-dealer or investment advisor. All trading decisions and executions are your sole responsibility. You acknowledge that:

  • Trading involves substantial risk of loss
  • Past performance does not guarantee future results
  • You are solely responsible for your trading decisions
  • We do not provide investment advice

Your brokerage API keys are stored locally in your browser and never transmitted to our servers. You are responsible for maintaining the security of your API keys and for all trades executed through your connected accounts.

6. Acceptable Use

You agree not to:

  • Use the Service for any illegal purpose or in violation of any laws
  • Attempt to gain unauthorized access to the Service or related systems
  • Interfere with or disrupt the Service or servers
  • Reverse engineer, decompile, or disassemble any part of the Service
  • Use automated systems (bots, scrapers) to access the Service without permission
  • Share your account credentials with others
  • Use the Service to violate any third-party rights

7. Intellectual Property

The Service, including all content, features, and functionality, is owned by SIWAI and protected by international copyright, trademark, and other intellectual property laws. You may not copy, modify, distribute, or create derivative works based on the Service without our express written permission.

8. Third-Party Services

The Service integrates with third-party services including:

  • Supabase: Authentication and database services
  • Stripe: Payment processing
  • Vercel: Hosting and infrastructure
  • Interactive Brokers: Brokerage services
  • Hyperliquid: Cryptocurrency trading platform

Your use of third-party services is subject to their respective terms of service and privacy policies. We are not responsible for the availability, accuracy, or practices of third-party services.

9. Disclaimers and Limitations of Liability

9.1 No Investment Advice

The Service provides market data, analysis tools, and pattern recognition. This information is for educational and analytical purposes only and does not constitute investment, financial, or trading advice. You should consult with qualified financial advisors before making investment decisions.

9.2 No Warranties

THE SERVICE IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT.

9.3 Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, SIWAI SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS OR REVENUES, WHETHER INCURRED DIRECTLY OR INDIRECTLY, OR ANY LOSS OF DATA, USE, GOODWILL, OR OTHER INTANGIBLE LOSSES RESULTING FROM YOUR USE OF THE SERVICE.

Our total liability for any claims arising from or related to the Service shall not exceed the amount you paid us in the 12 months preceding the claim.

10. Indemnification

You agree to indemnify, defend, and hold harmless SIWAI and its officers, directors, employees, and agents from any claims, damages, losses, liabilities, and expenses (including legal fees) arising from:

  • Your use of the Service
  • Your violation of these Terms
  • Your violation of any third-party rights
  • Any trading decisions or losses resulting from use of the Service

11. Termination

We may terminate or suspend your account and access to the Service immediately, without prior notice, for any reason, including if you breach these Terms. Upon termination, your right to use the Service will cease immediately.

You may terminate your account at any time by canceling your subscription and contacting us at contact@siwai.app.

Upon termination, we will handle your personal data in accordance with our Privacy Policy. Your data will be deleted or anonymized within 30 days, except where we are required to retain it for legal compliance.

12. Governing Law and Dispute Resolution

These Terms shall be governed by and construed in accordance with the laws of France, without regard to its conflict of law provisions.

EU/EEA/UK consumers: If you are a consumer residing in the European Union, European Economic Area, or United Kingdom, you may bring any dispute in the courts of your country of residence. Nothing in these Terms affects your statutory rights as a consumer.

Other users: For users outside the EU/EEA/UK, any disputes arising from these Terms or the Service shall be resolved through binding arbitration in accordance with the rules of the International Chamber of Commerce (ICC), with the seat of arbitration in Paris, France.

13. Severability

If any provision of these Terms is found to be invalid or unenforceable by a court of competent jurisdiction, the remaining provisions shall continue in full force and effect.

14. Entire Agreement

These Terms, together with our Privacy Policy and any other policies referenced herein, constitute the entire agreement between you and SIWAI regarding the Service and supersede all prior agreements and understandings.

15. Affiliate Program

If you join the SIWAI affiliate program, you earn a commission when people you refer subscribe, on the terms published on the Affiliate page. Self-referrals and fraud are not paid. We may refuse, pause, or close affiliate access if we reasonably believe the terms are being abused. Payouts are handled through our affiliate provider. The program does not change these Terms for users of the Service.

16. Changes to Terms

We reserve the right to modify these Terms at any time. Material changes will be notified to you via email or through the Service. Your continued use of the Service after such changes constitutes acceptance of the modified Terms.

17. Contact Information

SIWAI is a company incorporated in France. For our registered office address and company registration details, please contact us at contact@siwai.app.